So there's a satellite, and it's falling.
That's not news.
I was a little surprised when NASA said they couldn't tell me where it would land.
I figured I didn't want to be there.
And now it's landed.
Somewhere.
Do you think that if the satellite landed on your office, your cash flow would continue unabated?
I've talked a lot about why it's better to be lucky than smart; obviously, if you can swing both, great. But if you have to chose, go for lucky every day of the week!
Because after Skylab falls on your corner grocery store, you won't be selling nearly as much for a year or two.
And your insurance company will say, in all probability, "We're terribly sorry. If it had been a brontosaurus that sat on your store, you'd be covered for that. Or if a nuclear meltdown had happened in your refrigerator, you'd be covered for that. Or if the store had been ransacked by werewolves, you'd be covered. But hit from above by space debris? No coverage. Sorry."
Then you get to litigate with the insurance company, but litigation takes a lot of time, and the insurance company has your premiums with which to pay a lawyer to fight you to prevent payment to you.
And if it looks like you're going to win, the insurance company may well decide that the money looks good in their pocket until you hit the courthouse steps.
Good business for them, I suppose.
And more bankruptcy cases for me, I know.
So look over your insurance policy from time to time. And see if there are a lot of stories on Google and Facebook about that company not paying claims.
There might be a reason that your premiums are so low!
