Even though Zombies are pretty scary, Joseph reminds us that there's plenty of scary stuff already shuffling about in the streets today. Often seen shuffling up to a card table in a large closet or something to peruse a list of people who they need to call and harass.
With great emphasis being placed on HARASS.
Keep a powerful grip on your wits should they call because if they manage to harass you into compliance and pry a payment out of you this bad experience costs you a lot more than the non-existent debt they're calling on.
